PEMBERDAYAAN IBU RUMAH TANGGA KELURAHAN BUKIT DURI MELALUI METODE KAKEIBO UNTUK KETAHANAN RISIKO FINANSIAL KELUARGA
PEMBERDAYAAN IBU RUMAH TANGGA KELURAHAN BUKIT DURI MELALUI METODE KAKEIBO UNTUK KETAHANAN RISIKO FINANSIAL KELUARGA
Main Article Content
Azizah Mursyidah
Bayu Purnama Putra
M. Apep Mustofa
Abrori
Zompi
Nugroho Adi Putro
Effective household financial management is a key factor in achieving family welfare. Low levels of financial literacy among housewives can lead to family economic instability, consumptive behavior, and an inability to deal with unexpected financial risks. This community service program aims to improve the financial risk management capabilities of housewives in Bukit Duri, South Jakarta, through training in the Kakeibo method—a traditional Japanese financial recording and management technique. The implementation methods included interactive lectures, practical demonstrations of Kakeibo budgeting, and continuous mentoring. This activity involved 50 participants from the Family Welfare Empowerment (PKK) group. Evaluation results from pre-tests and post-tests showed a significant improvement in the understanding and practice of family financial management, with an average score increase of 35%. Participants demonstrated high enthusiasm and the ability to independently prepare monthly budgets using the Kakeibo method. This program contributes positively to women's economic empowerment and strengthens family financial resilience in urban Jakarta.
References
Ángeles Hidalgo-Mayorga, M. de los, Puente-Riofrio, M. I., Pérez-Salas, F. P., Guerrero-Arrieta, K. G., & López-Naranjo, A. L. (2025). Financial literacy as a tool for social inclusion and reduction of inequalities: A systematic review. The Social Science. https://doi.org/10.3390/socsci14110658
Aslam, A. P., Amin, A. M., Mushawwir, S. A. A., Aslam, A. Y. Z. A., & Anwar, I. L. (2025). Pemberdayaan keuangan masyarakat pedesaan melalui literasi finansial studi program di kabupaten jeneponto. Sarwahita. https://doi.org/10.21009/sarwahita.222.8
Dewi, S. Z., Nurmatin, S., Islamy, A. N., & Mahmudin, W. (2026). Women’s empowerment as an effort to mitigate dependence on online loans through strengthening local-asset-based UMKM in sukagalih village. ABDIMAS: Jurnal Pengabdian Masyarakat. https://doi.org/10.35568/abdimas.v9i1.7511
Fahrurrozi, Muh., Susilawati, S., & Komalasari, I. (2026). The influence of financial literacy, income, and spending control on household financial management among housewives in rural indonesia. JMET: Journal of Management Entrepreneurship and Tourism. https://doi.org/10.61277/jmet.v4i1.270
Fatmala, D., Asriani, A., & Ramadhan, A. (2025). The role of financial literacy, financial attitude on financial skill management for housewives. Golden Ratio of Auditing Research. https://doi.org/10.52970/grar.v6i1.1416
Fisabilillah, L. W. P., Aji, T. S., Wasil, M., & Nilasari, A. (2025). Family financial resilience efforts through financial management training in bangah sidoarjo village. International Journal Of Community Service. https://doi.org/10.51601/ijcs.v5i3.886
Furbani, W., Rini, P., Bachtiar, A., Nilfatri, N., & Pitri, A. (2024). Financial literacy program for housewives in rubber plantation villages in indonesia. Unram Journal of Community Service. https://doi.org/10.29303/ujcs.v5i3.709
Gao, Y., Rojasavachai, R., Rouxelin, F., & Yang, L. (2025). Financial illiteracy as a systemic risk: Implications for household resilience and portfolio vulnerability. Journal of Portfolio Management. https://doi.org/10.3905/jpm.2025.1.702
Heckman, S. J. (2024). Understanding insurance decisions: A review of risk management decision making, risk literacy, and racial/ethnic differences. https://doi.org/10.52227/26712.2024
Hidayat, A., Mardalena, M., Andaiyani, S., Liliana, L., & Shodrokova, X. (2025). Household economic management training for achieving family well-being in kota daro village, ogan ilir regency. Jurnal Pengabdian UNDIKMA. https://doi.org/10.33394/jpu.v6i2.14593
Hurson, I. B., Frimpong, S., Dorhetso, S., Pardie, E. D., & Commey, I. (2025). Assessing the impact of financial risk tolerance on household wealth. International Journal of Business, Management and Economics. https://doi.org/10.47747/ijbme.v6i4.3052
Khalik, A., Hamzah, M., & Kamaluddin, L. O. A. (2025). Improving financial literacy through financial management training for housewives community. Jurnal Sipakatau: Inovasi Pengabdian Masyarakat. https://doi.org/10.61220/jsipakatau.v2i2.255
Kusuma, C. S. D., Nirbita, B. N., Nuranti, B. R., Samlawi, A., & Setyaramadani, D. (2024). Family financial management training as an effort to create healthy and prosperous families in karangsari, pengasih, kulon progo. Journal of Vocational Applied Research and Studies. https://doi.org/10.21831/jvars.v1i2.811
Kusumawardhani, A. P., Simarmata, H., Wibowo, T. R., & Tarigan, V. Y. (2026). Improving financial literacy through introduction of cash flow statements for PKK women in garuda subdistrict. Bhakti Karya Dan Inovatif. https://doi.org/10.37278/bhaktikaryadaninovatif.v6i1.1482
Nashshar, M. D., Sari, R., Nalawati, R. E., Maulana, H., & Sonjaya, I. (2025). Implementation of kakeibo method in personal finance management application. International Conferences on Computing Advancements. https://doi.org/10.1109/ICCA66035.2025.11431017
Nguyen, T. (2023). The power of financial behavior in emergency funds: Empirical evidence from a developing country. Journal of Eastern European and Central Asian Research. https://doi.org/10.15549/jeecar.v10i3.1223
Nurhasanah, D., Nelaz, Y. S., & Afriyani, N. (2025). MANAGING HOUSEHOLD FINANCES: TAKE THE HEADACHE OUT OF MONTHLY BUDGETING WITH BHARABAS RADIO 97.5 FM PEKANBARU. Awal Bros Journal of Community Development. https://doi.org/10.54973/abjcd.v6i2.701
Pujiastuti, A., Putra, G. K., & Mila, S. (2023). Kakeibo: A japanese family financial management to create an entrepreneurial family. Indonesian Journal of Devotion and Empowerment. https://doi.org/10.15294/ijde.v5i1.67428
Purwanti, W., Jaelani, A., Karsam, & Indra, H. (2026). Peningkatan kesejahteraan keluarga melalui financial health warga kebun melati jakarta pusat. TEKIBA Jurnal Teknologi Dan Pengabdian Masyarakat. https://doi.org/10.36526/tekiba.v6i1.7084
Shariff, M. I., & RanjithKumar.S, Dr. (2025). FINANCIAL LITERACY AND HOUSEHOLD FINANCIAL BEHAVIOR AMONG NON-EARNING WOMEN IN URBAN INDIA: EVIDENCE FROM BANGALORE CENTRAL. International Journal of Asian Economic Light. https://doi.org/10.36713/epra23867
Sholehuddin, S., Bastomi, M., & Sudaryanti, D. (2023). PENGUATAN PEREKONOMIAN KELUARGA MELALUI EDUKASI PENGELOLAAN KEUANGAN RUMAH TANGGA. JMM (Jurnal Masyarakat Mandiri). https://doi.org/10.31764/jmm.v7i6.17576


