PEMBERDAYAAN IBU RUMAH TANGGA KELURAHAN BUKIT DURI MELALUI METODE KAKEIBO UNTUK KETAHANAN RISIKO FINANSIAL KELUARGA
PEMBERDAYAAN IBU RUMAH TANGGA KELURAHAN BUKIT DURI MELALUI METODE KAKEIBO UNTUK KETAHANAN RISIKO FINANSIAL KELUARGA
Isi Artikel Utama
Azizah Mursyidah
Bayu Purnama Putra
M. Apep Mustofa
Abrori
Zompi
Nugroho Adi Putro
Pengelolaan keuangan rumah tangga yang efektif merupakan kunci utama dalam mewujudkan kesejahteraan keluarga. Tingkat literasi keuangan yang rendah pada ibu rumah tangga dapat berdampak pada ketidakstabilan ekonomi keluarga, perilaku konsumtif, dan ketidakmampuan dalam menghadapi risiko keuangan yang tidak terduga. Program pengabdian masyarakat ini bertujuan untuk meningkatkan kemampuan manajemen risiko keuangan ibu rumah tangga di Kelurahan Bukit Duri, Jakarta Selatan melalui pelatihan metode Kakeibo, sebuah teknik pencatatan dan pengelolaan keuangan Jepang tradisional. Metode pelaksanaannya meliputi ceramah interaktif, praktik pemaparan anggaran Kakeibo, serta pendampingan berkelanjutan. Kegiatan ini melibatkan 50 peserta yang tergabung dalam kelompok PKK. Hasil evaluasi melalui pre-test dan post-test menunjukkan peningkatan signifikan dalam pemahaman dan praktik pengelolaan keuangan keluarga, dengan peningkatan skor rata-rata sebesar 35%. Peserta menunjukkan antusiasme yang tinggi dan mampu menyusun anggaran bulanan menggunakan metode Kakeibo secara mandiri. Program ini memberikan kontribusi positif dalam pemberdayaan ekonomi perempuan dan penguatan ketahanan finansial keluarga di wilayah perkotaan Jakarta.
Kata Kunci: Kakeibo, literasi keuangan, manajemen risiko, ibu rumah tangga, pengabdian masyarakat
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